Investment Readiness Screening
Answer each question to assess your business readiness
Eligibility Pre-Screening Questions
E1. Is your business registered with CIPC?
Your business must be registered with CIPC to qualify for funding. Please register before proceeding.
E2. Has the business been operating for at least 12 months?
Most funders require at least 12 months of trading history. You may not qualify at this time.
E3. Does the business have a functional bank account?
A functional business bank account is required for all funding applications.
E4. Can you provide 3+ months of bank statements?
Bank statements are essential for financial verification. Please prepare these documents.
E5. Is the business tax compliant (or in a tax compliance process)?
Tax compliance is a requirement for most funding applications. Consult a tax professional.
Section A Business Model & Revenue
Q1. Does your business have a clear, defined product or service offering?
Q2. Do you have a documented business plan or strategy?
Q3. Is your business generating consistent monthly revenue?
Q4. Do you have a diversified customer base (not reliant on one client)?
Q5. Can you clearly articulate your competitive advantage?
Section B Financial Management
Q6. Do you maintain up-to-date financial records (income statements, balance sheets)?
Q7. Do you have a separate business bank account?
Q8. Are your tax returns filed and up to date?
Q9. Do you know your gross profit margin?
Q10. Do you use accounting software or a bookkeeper?
Q11. Have you ever successfully repaid a business loan?
Section C Operations & Growth
Q12. Do you have a defined target market?
Q13. Do you have standard operating procedures (SOPs)?
Q14. Can your business operate without you for 2+ weeks?
Q15. Do you have formal contracts with your key customers/suppliers?
Q16. Do you have a marketing strategy or regular marketing activities?
Section D Governance & Compliance
Q17. Is your business BBBEE compliant or verified?
Q18. Do you have directors/shareholders agreements in place?
Q19. Do you have business insurance?
Q20. Are you registered for UIF and COIDA (if applicable)?
Q21. Does your business have a clear succession plan?
Q22. Do you have a clear plan for how you will use the funding?
Affordability Assessment
Enter your monthly financial figures to determine loan affordability
Revenue & Expenses
Funding Request & Loan Structure
General Business Information
Tell us about your business for the final report
Business Details
Declarations
Your Investment Readiness Report
AI-generated assessment based on your responses
Learning Centre
Resources to improve your investment readiness
Investment Readiness Overview
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Downloadable Resources
Download the methodology document to understand how your score was calculated.
Download Methodology PDF